Ezubao was a peer-to-peer lending company that purported to match online lenders with borrows, either individuals or businesses. Such schemes can be especially popular in China because, although the National Development and Reform Commission has promised to introduce one by 2017, there is currently no national credit-rating system and loans can often be hard to obtain through traditional banks.
——THE WORLD OF CHINESE
E租宝是P2P模式下的网络借贷公司，在网络平台下借贷给个人及公司。虽然E租宝事件的骗局给许多参与其中的人带来了极大的损失，但是e租宝之所有有夹缝生存的空间部分原因是目前我国的信用借贷体系还不完善，从传统银行进行借贷并不容易。P2P是目前许多企业推崇的运营模式，本期内容我们来了解一下P2P。
P2P is the abbreviation of Peer to Peer.
Peer to peer的字面意思是点对点，端对端，直白的说就是将人们联系起来。提供帮助和资源的人与需要得到帮助和资源的人，买家和卖家直接的直接联系。
Peer-to-peer lending (P2P) is a method of debt financing that enables individuals to borrow and lend money - without the use of an official financial institution as an intermediary. Peer-to-peer lending removes the middleman from the process, but it also involves more time, effort and risk than the general brick-and-mortar lending scenarios.
Also known as "social lending".——Investopedia
E租宝属于P2P模式下的借贷平台。个人能够在这一平台上借钱或放贷，不需要通过官方机构，省去了许多中间的繁琐环节。能为大家提供方便快捷的服务。虽然E租宝是一个打着高利率回报的骗局，但是P2P这一运营模式是一打破传统，方便快捷的经验模式。